Car insurances prices for under 25s is a joke, they are sky high and wrong everyone should be in titled to a fair price why should a 30-50 year old with the same driving experience as an 18 year old be 1000s of pounds cheaper it’s wrong and a form of discrimination and something needs to be done.

If you’re unfortunate enough to have an accident, injury, loss or damage regardless of fault, call us on 0800 269 622 to make a claim. Please have your policy number handy when calling. Your policy number is on your Statement of Insurance. There are no hard rules here, it’s a matter of trial and error, yet if you’re just looking for the very cheapest cover, never only check third party.

Poor driving record: It’s typically difficult for people with poor driving records, to get affordable insurance. Choosing a specialist insurance provider can help with this. We’ll give you our standard courtesy car to use whenever your car is with our approved repair network. For even more peace of mind, if your car is stolen or written off, you can rely on a courtesy car from us for up to 14 days.

If you haven’t got a Lounge near you, we have over 70 Stores throughout the UK where you can come in and talk to us about your Virgin Money products. In April 2016, we published the latest update to the car insurance price index , our quarterly analysis of comprehensive insurance policy pricing in the UK. Go on it only takes a few minutes to get a quote online or call 0330 0189 539 to speak to a member of the team. Opening hours, Monday to Friday 8am-9pm, Saturday and public holidays 9am-5pm and Sunday 10am – 4pm. All our car insurance customers benefit from FREE basic breakdown membership which includes roadside and home start assistance twice a year.

Your excess.  In general, paying a higher excess — the amount you’d have to pay upfront if you made a claim — will mean paying a lower premium. However, you need to make sure that you’re able to afford to pay the excess if you do need to make a claim. This is just a taste of the wide-ranging cover available. See the Details of Cover page for further information on our motor insurance products. Your AA personal claim advisor will contact you in a week to discuss how your claim is progressing, and see if we can be of any assistance.

All discounts apply to new car insurance customers on comprehensive and third party fire and theft policies. Quotes are valid for 30 days. Discounts are subject to a minimum premium. Underwriting criteria apply. Offers can be withdrawn at any time. We provide a fully comprehensive cover when you travel abroad to any of the following European countries if your trip’s less than 90 days.

We work with a panel of top providers to bring you a selection of car insurance quotes. If you choose to purchase from a provider, then simply select ‘buy’ and your transaction will be securely handled by the providers’ website. No advice is provided via this comparison service. Discount only available on new policies underwritten by Tesco Underwriting Limited. Discount does not apply to add-ons or Box Insurance. Minimum premium applies. Once you fit your unit, it should stay in your car until we request it back. Frequent or prolonged removal may cause your policy to be cancelled.

This means you’ll be driving legally but under the third-party extension of your policy, so your car won’t be covered for damage or theft. This third-party cover applies even if you have comprehensive UK cover. But some policies come with full Europe-wide insurance, covering you across the continent. This may increase the premium by a few pounds, but this fades into insignificance against the potential loss of a 90 per cent discount on a premium of several hundred pounds. We will provide you with a courtesy car to keep you on the road if your car is being repaired following an accident (subject to availability).

To help narrow down your search you can choose your preferred level of voluntary excess, whether you want to protect your no claims bonus and if you’d prefer to pay annually or monthly, with the policy options available for comparison and customisation on our quotes screen. Age UK is a registered trademark. The use of the name and logo ‘Age UK’ is done so under licence agreement between Age UK and Age UK Enterprises Limited.

Typically, for car insurance these include that you have never had a conviction and that your car has no modifications. Always read any small print so that you’re clear on what assumptions have been made, and ring your insurer to discuss if there’s an issue. QuickQuote The fastest way to get a cheap car insurance quote. If you’ve used us before, simply enter your email address and the car registration number to get a quote in seconds.

DOUBLE Nectar points on Premier Cover for up to 2 years on Sainsbury’s shopping & fuel. To receive double Nectar points you must quote and purchase direct from Sainsbury’s Bank. Premier Cover must be renewed at first renewal for double points to continue. Offer is available to new customers. While your insurer will be following your driving closely, there are relatively few restrictions on when and where you drive. For example, you could increase your excess. This is the part of any insurance claim you have to pay yourself. Make sure it is still affordable, though.

If you want to apply online please change your browser settings to accept cookies. If you’d rather apply or service your account over the phone, please visit our ‘Contact us’ section for more details. It can sometimes be worth not claiming for minor damages to your vehicle and instead just paying up front for the repairs in order to protect your no claims discount.

Virgin Money Personal Financial Service Ltd (Financial Services Register No. 179271) and Ageas Retail Limited (Financial Services Register No. 312468) are authorised and regulated by the Financial Conduct Authority. We aim to make sure you’re never without a car for long, we will give you a replacement vehicle in all situations – even if it’s your fault. (Unfortunately provisional license holders are excluded from this guarantee).

Accordingly, the Government has taken forward a programme of measures to strengthen the way people learn to drive and are tested and to provide opportunities for additional training for newly-qualified drivers. We have also engaged insurers in this process, so that they can have confidence that additional measures will make a real difference that can be rewarded.

If you have been in an accident and your car cannot be driven we will recover your car and take it to one of our approved repairers. We will also take you and your passengers home. Virgin Money Car Insurance is arranged and administered by Ageas Retail Limited. Car Insurance is underwritten by an insurer selected from a panel. We pride ourselves on offering quality cover that’s great value for money. To explain how your insurance premium is worked out, we’ve put together a short guide. If we haven’t covered everything you need you can always take out additional cover with your policy.

information on our motor

It may be worth contacting several companies to get the best quote for you. There is no general rule about whether insurance companies will protect or ‘hold over’ any no claims bonus that you may have earned. It may be worth asking each company what their policy is about no claims bonuses. Remember, our rates are not on any comparison sites, and our cheapest rates are always available on the phone – this is because our staff are trained to underwrite risks on an individual basis, and the rate you are offered will reflect your actual circumstances, rather than assuming a worst-case scenario.